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4 noviembre, 2022

Aspects to consider when investing in Real Estate for the first time

Dolores Pérez Islas
Ceo SILMÉXICO
Business -Consulting -Investment
dolores@silmexico.com
Instagram: Dolores Perezi
Facebook: Dolores Pérez Islas

Real Estate cannot be lost or stolen, nor it can be carried away. Purchased with common sense and, paid for in full, and managed with reasonable care, it is about the safest investment in the world.

Franklin D. Roosevelt

At present, the Real Estate sector is one of the biggest supports of the Mexican economy. Every time, more and more people are betting on investing in it. There are many advantages it brings: possess a high capital gain, a safe return on investment, the support to the local economy and stability and you will find multiples options of properties.

So, if you are thinking in investing in Real Estate, we present you here some aspects to consider, so that in this way your first investment is carried out in the best possible way.

1.- Set your budget.

This is the most important aspect, since it is which will define the property you will have access to, whereby, if you think your budget is not enough yet, we recommend you to wait and save up more until you get a considerable quantity.

2.- Be patience, contemplate the time.

if your idea is to sell your property you should know this will take time. To generate capital gain, you have to wait for some years, it value will increase and then, it will be the appropriate moment to sell it.

3.- Look over the details with maximum security.

When acquiring a property, make sure all the documents are in order, free of lien, registered in the public registry, etc. This will get you out of trouble in the future.

4.- Invest in presale.

The most attractive option to invest, since when you acquire a property in presale (in an early stage of construction) you will pay a lower price, giving you the opportunity to generate a greater capital gain when the construction concluded. For that, it is preferable to do research about the developer who offers the property in order to make sure about the reliability of the purchase.

5.- Make of the “location, location, location”.

The location of the property is essential; however, it also depends on the use you want for the estate. If it is a commercial local, the ideal is that it is located in ideally, it should be in an area with a large flow of people. On the other hand, if your desire is to sell a house for a family with kids, maybe, the most viable will be a calm zone with nearby schools and parks.

6.- Consider to buy for remodeling and selling.

This can be an unattractive option, nevertheless, experts point out you can get even a 30% of utilities.

7.- Invest to rent in a higher price.

As its name indicates, you can purchase a property to rent it later, for that, take into account that maybe you will have to invest a little bit more to make some adjustments to increase its value.

Well, these are the most relevant points when investing in Real Estate. Remember to get organize everything and take your process from the hand of experts on the subject, as well as choose the option that best suits with your budget.

27 octubre, 202210 noviembre, 2022

Paseo Santa Lucia un nuevo concepto en centro comerciales

Dolores Pérez Islas
Ceo SILMÉXICO
Business -Consulting -Investment
dolores@silmexico.com
Instagram: Dolores Perezi
Facebook: Dolores Pérez Islas

Ubicado entre la Carretera Internacional #802 y la calle niño perdido, Paseo Santa Lucía es un nuevo concepto en centros comerciales en la ciudad de Oaxaca. Sus tres niveles: planta baja, primer piso y roof garden, están diseñados de tal manera que sus visitantes disfruten de un ambiente tranquilo, al aire libre y rodeado de espacios verdes. Su dinamismo y diseño sustentable lo convierten en un centro comercial único en la ciudad. Debido a su localización en una zona muy concurrida, que es un punto estratégico que conecta hacia el centro y sus alrededores, así como a otros destinos de atracción, es el sitio ideal para acudir con familia amigos, o pareja a disfrutar de una convivencia, con distintos comercios ya sea para ir de compras, disfrutar de un café o postre, degustar una comida en uno de los restaurantes o relajarte en el bar. ¿Te preocupa el espacio seguro para tus hijos? Descuida, también encontrarás un área infantil en donde los más pequeños del hogar podrán también divertirse. Ahora bien, si lo que buscas es un lugar al cual acudir y distraerte, pero sin dejar de lado a tu compañero fiel, Paseo Santa Lucía es perfecto, pues con su condición pet friendly tú y tu mascota podrán pasar más tiempo juntos.

Además de establecimientos para distintos gustos e intereses, también cuenta con estacionamiento subterráneo. Cada piso se conecta a través de elevadores y escaleras, así como rampas para permitir el acceso a personas con movilidad reducida.

Por otro lado, si lo que estás buscando es invertir en un local comercial, Paseo Santa Lucía es tu mejor opción, pues como se mencionó anteriormente se encuentra en una zona de alta plusvalía y concurrida, situación favorable para tu negocio. Ya sea para venta o renta, puedes aprovechar los precios que se manejan en temporada de preventa.

Su ubicación, la distribución de sus espacios, las amenidades y su equilibrio entre lo sustentable y calidad de sus materiales, convierten a este centro comercial en una excelente oportunidad de inversión segura y un espacio inigualable para la recreación.

19 octubre, 202210 noviembre, 2022

Day of the death in Oaxaca: a cultural treasure

[vc_row][vc_column][vc_column_text]Dolores Pérez Islas
Ceo SILMÉXICO
Business -Consulting -Investment
dolores@silmexico.com
Instagram: Dolores Perezi
Facebook: Dolores Pérez Islas

Oaxaca, Cultural Heritage of the Humanity, is a state with a vast gastronomic diversity, touristic attractions, indigenous languages and traditions that delight locals and strangers.

The traditions in Oaxaca are the result of the mixture of indigenous ancestral customs and the new practices that the Spanish brought with them. One of them, and without doubt, the most significant, is the day of the dead, which is part of Mexican folklore, however, it is in Oaxaca where it is lived in a unique way.

So, let’s talk about what this emblematic tradition consists of. This is celebrated on the first and second of November, where according to the belief of the original peoples, the souls of those who are no longer on the earthly plane with us return to visit us. Through the years, and with the influence of the Spanish, this tradition was modified until what we know today with the assembly of the traditional altar of the dead, where fruits such as tangerines, jícamas, peanuts and cane are placed. Food such as the exquisite mole, hot chocolate and the traditional bread of the dead, in turn, the altar is adorned with the beautiful cempasúchil flower with yellow-orange petals with an enchanting scent. Its purpose is that when the souls of our deceased come, they can taste everything that has been put in it, for this reason their favorite foods that they enjoyed in life, a glass of mezcal, are also placed, all this accompanied by their photos.

It is also customary that on these dates people go to the cemetery to visit their graves to bring them flowers and candles, which will be their guide on their return. Last but not least, in this celebration the “comparsas” also take place, which are a kind of parade of people dancing and wearing different costumes alluding to the date.

This, with other cultural activities promoted in the state, is what is experienced in this beautiful tradition, considered a party in the memory of our deceased where they are remembered with nostalgia, but also with joy.

Traditions, gastronomy, touristic places, architecture, and much more is what Oaxaca offers the world, which is why it has become one of the best places to live, positioning itself as one of the most important states to invest in real estate.

By SILMEXICO[/vc_column_text][/vc_column][/vc_row]

5 octubre, 202210 noviembre, 2022

6 preguntas que debes de plantear a tu agente cuando compras en preventa

[vc_row][vc_column][vc_column_text]Dolores Pérez Islas
Ceo SILMÉXICO
Business -Consulting -Investment
dolores@silmexico.com
Instagram: Dolores Perezi
Facebook: Dolores Pérez Islas

Al momento de adquirir una propiedad entran en juego distintas cuestiones, como clientes, y más si se es primerizo, pueden surgir muchas dudas o aspectos que desconocemos pero que son muy importantes en el proceso de compra- venta, más aún cuando se adquiere una propiedad en preventa, lo cual se refiere a comercializar el inmueble cuando este se encuentra aún en construcción. Es por ello que aquí te presentamos 6 preguntas clave, que debes plantear a tu agente de ventas, para que de esta manera puedas aprovechar al máximo tu inversión.

En primer lugar, tenemos la pregunta básica y obligada; ¿qué incluye el precio? Estacionamiento, acabados y de qué tipo, amenidades, qué características, equipamiento, etc. Es muy importante conocer en sí por qué estás pagando lo que estás pagando.

Número dos, ¿cuáles son los cargos de la propiedad o cuotas de mantenimiento? cuando se opta por adquirir un bien inmueble en un régimen condominal generalmente existen cuotas adicionales de mantenimiento para áreas comunes y demás.

Número tres, ¿cuáles son las etapas de la construcción? Se debe considerar en paralelo el presupuesto que se tiene conforme va avanzando la construcción. Es esencial conocer las fases y preguntar al agente las fechas específicas de ellas para que el cliente también tenga la certitud de que se realizará la entrega y recepción del inmueble en el tiempo establecido.

La siguiente pregunta está ligada al cómo se llevará a cabo la entrega- recepción y está, así mismo, relacionada a la pregunta número 1, el cliente debe tener la seguridad de que lo que se les describió previamente es exactamente lo que se les está entregando finalmente. Todo ello vendrá especificado en la carta de intención.

La pregunta número 5 es ¿cuáles son las características del inmueble? Relacionada también a la pregunta número uno, metros cuadrados de terreno, de construcción, con cuántos espacios cuenta, qué materiales serán utilizados, y es aquí cuando entran las garantías del desarrollador.

Y, por último, pero igual de importante, ¿qué pasa si la propiedad no se entrega en tiempo y forma en la fecha señalada en el contrato? ¿cuáles son las penalizaciones, cuándo me lo entregarían, qué garantías tengo sobre la posición? Si bien es cierto que cada caso es diferente, hay estándares muy básicos que no deben faltar en el contrato de compra- venta y que amparan al cliente en caso de que el desarrollador no realice la entrega según lo acordado.

Es por ello que es importante estar acompañado de un notario, abogado o experto en la materia que te guíe en el proceso y analice todo lo correspondiente a escrituras, contrato, régimen condominal y que todo sea legal. En SilMéxico, expertos en Real Estate, podemos orientarte para que tú solo te encargues de disfrutar de tu nueva adquisición.

Are you looking for real estate investment in Oaxaca?

By SILMEXICO[/vc_column_text][/vc_column][/vc_row]

1 octubre, 2022

Incumplimiento de contrato en transacciones de Real Estate

[vc_row][vc_column][vc_column_text]Dolores Pérez Islas
Ceo SILMÉXICO
Business -Consulting -Investment
dolores@silmexico.com
Instagram: Dolores Perezi
Facebook: Dolores Pérez Islas

Sabemos que el Real Estate es un todo que comprende muchas especificaciones y cuestiones a considerar. El hecho de vender y/o rentar una propiedad es un asunto serio y debe ser tomado como tal por las partes implicadas.

En este proceso de compra- venta se lleva a cabo la elaboración de un contrato, carta de intenciones, entre otros documentos que contienen las obligaciones y derecho tanto del comprador como del vendedor. Sin embargo, en ocasiones por cuestiones ajenas a los participantes, se puede suscitar un incumplimiento de dicho contrato, creando así un ambiente de desacuerdo y en ocasiones extremas, acciones legales. Un claro ejemplo de situaciones que podrían promover esta informalidad es la pandemia por COVID- 19 de la que hoy en día las sociedades de todo el mundo continúan recuperándose. Es del dominio público que esta enfermedad vino a afectar significativamente la economía, y siendo el sector inmobiliario uno de los grandes pilares en México, las consecuencias se hicieron notar, retrasando así procesos, desencadenando también la inflación. Otro ejemplo a citar son cuestiones de pagos mediante bancos internacionales, intercambio de documentación con notarios, abogados, etc. Todas estas externalidades pueden generar este descontento entre Los miembros del convenio. No obstante, la ley en México considera los casos de fuerza mayor.

Cuando se da el caso que alguno de los integrantes no cumple con sus obligaciones establecidas en el contrato, es importante primero establecer mesas de diálogo, en donde los partícipes lleguen a acuerdos que inviten a la parte en cuestión a efectuar sus deberes. La resolución del conflicto será pacífica y beneficiosa en cuanto, tanto vendedor como comprador, estén dispuestos a negociar fuera de la corte, pues siempre se debe dar prioridad a la etapa de mediación antes de recurrir a un juicio.

Ahora bien, si ya se han agotado todas las posibilidades, y sí lo más viable es llegar al litigio, se debe ser consciente que este puede ser un proceso largo, tedioso y desgastante no solo económicamente, sino también emocionalmente. Considerando también demás detalles que implican la acción legal, como, por ejemplo, generar un poder que otorgue el consentimiento al abogado para ser el representante en todo el procedimiento, y cómo se mencionó anteriormente, tener la certeza de que se tiene la capacidad financiera para afrontarlo, entre otros.

Lo más importante y sano, es instaurar negociaciones mediante la comunicación asertiva, ya que el hecho de llevar a juicio la resolución del conflicto, no garantiza que los resultados sean favorables para la parte afectada.

Recuerda siempre asesorarte por expertos en la materia. En SilMéxico contamos con un equipo jurídico capacitado que te guiará hacia la mejor decisión para que tu proceso concluya de la mejor manera y sin promover más conflictos.

Are you looking for real estate investment in Oaxaca?

By SILMEXICO[/vc_column_text][/vc_column][/vc_row]

30 septiembre, 202210 noviembre, 2022

The real estate and its rapid adaptation to market trends

[vc_row][vc_column][vc_column_text]Dolores Pérez Islas
Ceo SILMÉXICO
Business -Consulting -Investment
dolores@silmexico.com
Instagram: Dolores Perezi
Facebook: Dolores Pérez Islas

It is not a secret to anyone that the pandemic brought about changes in all sectors, thus forcing the world population to adapt to it. Such is the case of Real Estate, which is already showing signs of adaptation in a post-pandemic world.

Currently, demographic redistribution, new generations with their different needs and tastes, as well as ways of working, as well as the new normality, among others, have generated a natural demand for housing with larger spaces and adapted to the factors already mentioned, which has brought with it new trends. For example, people look for residences and/or developments not only to establish their home or business, but also to consider environmental awareness, energy efficiency, a variety of spaces and that it is also profitable, among many other requirements.

Real estate development has a direct impact on the economy derived from the high investment for the development of new spaces in the different types of real estate, attracting both local and foreign investment to the country.

It is important to mention that the real estate sector is one of the pillars of the Mexican economy, according to Alejandro Blé, director of Coldwell Banker: “We have seen that what has undoubtedly maintained the economy is the real estate sector, it is something that, without a doubt, although it has paused in certain aspects, it has remained stable. Since 2020, 11% of GDP came from the real estate industry, also the maintenance of low interest rates and financial conditions have been quite accessible and the government’s plans to reactivate the industry sector have also helped “(El economista, 2022).

Hence the importance of this industry, since every activity requires real estate.

We are aware that the fear of investors is to put their assets at risk in a period of high uncertainty in the face of the promise of a profound change in the way of being, thinking and living of the new generations that participate in the market. That is why, those of us who are immersed in this sector, see it as imperative to reinvent ourselves and continue to focus our efforts in order to identify the preferences that consumers demand and guide them in achieving their goals.

Are you looking for real estate investment in Oaxaca?

By SILMEXICO[/vc_column_text][/vc_column][/vc_row]

30 septiembre, 202210 noviembre, 2022

How to invest in real estate in Oaxaca being foreigner

[vc_row][vc_column][vc_column_text]Dolores Pérez Islas
Ceo SILMÉXICO
Business -Consulting -Investment
dolores@silmexico.com
Instagram: Dolores Perezi
Facebook: Dolores Pérez Islas

Investing in the real estate has become one of the best-known ways to achieve financial freedom. This process is carried out by investing capital in one or more properties with the purpose of getting profits.

Global Property Guide holds that Mexico in the year 2021 ranked in the index of Latin-American countries with the highest growth rate in the value of the properties for sale. The main advantages of investing in real estate in Mexico is that the cost of living is lower than in other countries, according to research carried out in the real estate sector, the cost of living in Mexico can be cheaper compared to the United States and Canada. If your desire is to buy a house in Mexico, you will only need an estimation of 1,300 USD per month to cover the necessary such as entertainment, among others.

While it is true that Mexico is a low-cost place to invest in real estate, especially foreigners, tourism is synonymous with profit. It seems that the growth in the real estate sector has been a sector of weight for foreigners when buying a home, however, there is no unanimous type of home desired by foreigners. According to studies, the trend oscillates between options such as lofts and apartments.

In Mexico there are restricted areas which are territories located less than 100 km from a land border or less than 50km, these kinds of lands cannot be acquired by foreigners. Now, do foreigners pay duties? Well, there are taxes to be paid in the purchase or sale of lands. The selling part must cover the corresponding duties, which in this case are the ISR (Income tax) and the declaration of selling of the property.

There are distinct options of investing in real estate. Silmexico Real Estate Oaxaca is a renowned company in investment and consultancy which allows to develop plans in different periods. So, if you are a foreigner and want to invest, we can advise and offer you excellent real estate opportunities.

Are you looking for real estate investment in Oaxaca?

By SILMEXICO[/vc_column_text][/vc_column][/vc_row]

3 agosto, 202210 noviembre, 2022

Real Estate Market in Oaxaca

Dolores Pérez Islas
Ceo SILMÉXICO
Business -Consulting -Investment
dolores@silmexico.com
Instagram: Dolores Perezi
Facebook: Dolores Pérez Islas

Oaxaca increased 49% in its real estate demand in the first quarter of 2021 versus the first quarter of 2020, occupying the 13th position at the national level in the ranking of the states with the highest growth in demand for residential, commercial, industrial, office properties.

According to figures from the real estate platform Lamudi, the online real estate OFFER in Oaxaca is distributed as shown in the graph.

The type of operation with the highest demand in Oaxaca is Residential (47.7%), Land (37.6%) followed by commercial.

In the residential subsector, supply is divided into house sales (84.6%), house rentals (15.4%), apartment sales (62.1%) and apartment rentals (37.9%).

Regarding the digital DEMAND for the sale and rental of properties in Oaxaca, Oaxaca ranks 19th nationally in these operations.

In sales and rental operations, online real estate demand is distributed in this way in Oaxaca.
Where the Residential (58.8%), Land (33.9%) and Commercial (4.8%) operations stand out.

The panorama that the Lamudi platform shows us at the beginning of 2022 was one of growth in real estate transactions, although the trend continues to rise due to the strength that Oaxaca has taken as one of the most important tourist destinations in the world.

Added to this, the presence of sustainable and modern local and foreign investment has raised the standards of real estate projects in Oaxaca such as the construction of Biya-ná in Huatulco, a luxury building with condominiums that have a view and proximity to one of the most beautiful bays in Mexico.

Are you looking for real estate investment in Oaxaca?

By SILMEXICO

7 junio, 20227 junio, 2022

All foreign residents in Mexico will soon be required to have a tax number due to a recent tax reform.

Dolores Pérez Islas
Ceo SILMÉXICO
Business -Consulting -Investment
dolores@silmexico.com
Instagram: Dolores Perezi
Facebook: Dolores Pérez Islas

Temporary and permanent residents aged 18 or over or anyone with a CURP identity number must have an RFC number by July 1 whether they earn income in Mexico or not.

The change will help the government spot money laundering and other illegal financial transactions.

make an appointment at your nearest SAT office via the agency’s online portal (Spanish only).

After requesting an appointment (registrar cita) and choosing the option for an individual taxpayer (persona física) you will be required to enter your CURP number, which appears on residency cards, as well as your full name and email address

Select the service for which you’d like to make an appointment, the state in which you live and the office at which you would like to lodge your application.

You will either be able to schedule an appointment on the page’s virtual calendar or be told that no appointments are available and given the option to join a fila virtual or virtual line. By entering your email address you will be sent a “token” – an alphanumeric code – that can be used to join the virtual line.

You will then receive an email confirming you are in the virtual line and advising you to monitor your email for an appointment date and time. On the day of your appointment, you will need to take a variety of documents to the SAT office.

A valid migration document, i.e. a residency card.

Proof of address, such as a bank statement, electricity bill or rental contract.
A passport.

Another bureaucratic requirement of foreigners once they have an RFC number is to obtain a document called Constancia de Situación Fiscal (Proof of Fiscal/Tax Situation). That document will be required by any foreigners doing business in Mexico, even if that business is simply being an electricity, water or internet customer.

Are you looking for properties in Oaxaca? We have the best properties to invest in Oaxaca.

(SAT) Service tax administration.

For more information:

https://mexiconewsdaily.com/news/tax-reform-requires-expat-taxpayer-registration/

15 febrero, 202215 febrero, 2022

How to distribute proportions of equity in financial and real estate investments in times of crisis?

Dolores Pérez Islas
Ceo SILMÉXICO
Business -Consulting -Investment
dolores@silmexico.com
Instagram: Dolores Perezi
Facebook: Dolores Pérez Islas

Regardless of the COVID-19 contingency and particularly since the World Health Organization declared a widespread pandemic and the impact that this has had in all economies of the world. There is much discussion about the areas of opportunity in a crisis context, the ideal thing is to take conscious disitions to avoid being part of economic assets that are revalued at the basis of panic diections.

An investment portfolio must always contain financial and real estate assets, and the percentage will depend on the investor’s preference, risk profile, objectives, past experiences, and who advises it. But the idea is to break the myth that financial investments always generate better returns, and that real estate investments only achieve low, but safe returns.

While traditional real-estate investment leaves low returns, it is important to understand that there are sophisticated ways in which large investors achieve high returns, higher than those achieved with financial assets and with a much lower risk level. Here are some points to consider regarding the distribution of wealth in financial and real estate investments:

In real estate investment you can buy under the market value especially at times of need of liquidity, a situation that could be present at the moment in the real estate market in Mexico, while in financial investment all investors pay stocks and bonds at the same value every day, in a much more speculative trend.

Real estate investments tend to withstand the severe crises suffered by the markets while financial assets correct significantly.

To be sure, financial assets are more liquid than real estate assets. But if you operate in international markets such as the US or France, you can access low-rate mortgage loans from 4% to 0%. In just 30 days, immediate liquidity is obtained with financing on portfolio assets, which is recommended for investors seeking to take profits from their credit accesses and inject their capital into markets or opportunity destinations like Mexico. Even though interest rates for leverage in Mexico are relatively high compared to other countries, despite the crisis banks will continue to leverage areas of opportunity, and housing represents one of the sectors with the greatest resistance in times of crisis.

Investing in real estate assets in appropriate markets, for example, with the dollar rising, there are sector-by-destination opportunities in border cities, historical destinations, beach destinations, cluster areas, metropolis and emerging nodes with residential profiles are the best options for acquiring dollar-valued properties, especially in the recovery phases, where there is a lot of assets below the cost of market value. returns without leverage above 15% per annum and more than 30% per year can be achieved with moderate leverage of 60%, with low risk of capital loss.

Generally when you invest in the financial sector and do not have exchange rate coverage, exposure to a strong change in financial assets is very high although this also implies that the benefit may be high. On the other hand, while real estate is also affected, they do not have the same correlation, so when buying a real estate in dollars in a medium- and long-term strategy. the transaction at a high exchange rate is related to the surplus value of the property that usually increases, as well as the commercialization in that same currency.

When the financial market is in crisis, it generally affects all markets, investment activity is likely to decelerate during the first quarter of the year as investors adjust to uncertainty. In the real estate market the effect is generally located in sectors most affected such as retails, automotive, hotel, restaurants, co-work, co-lives are the most vulnerable. While the residential housing portfolio continues to show relative strength in the face of cross-cutting crises such as the current one.