Autor: Francisco Lopez

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¿Qué ROI puedes esperar de una propiedad en Oaxaca, CDMX y zonas de playa?

What ROI Can You Expect from Real Estate Investments in Mexico?
What ROI Can You Expect from Real Estate Investments in Mexico?

20 de mayo 2025

Ventas

Invertir en bienes raíces en México se ha convertido en una de las estrategias más seguras y rentables para quienes buscan generar ingresos pasivos o proteger su patrimonio. Pero una de las preguntas más comunes que recibimos es: ¿qué retorno de inversión (ROI) puedo esperar según la zona?

En este blog te compartimos un análisis comparativo entre Oaxaca, Ciudad de México (CDMX) y zonas de playa como Tulum, Puerto Escondido o Huatulco.

Promedio de ROI por localidad en Mexico

Oaxaca: Autenticidad, cultura y turismo en auge

ROI promedio esperado: 8% – 12% anual

Oaxaca ha ganado notoriedad como uno de los destinos favoritos para viajeros internacionales y nómadas digitales. La demanda de propiedades en renta, tanto a largo plazo como por plataformas como Airbnb, va en aumento.

Ventajas:

  • Alta ocupación en temporadas culturales (Guelaguetza, Día de Muertos, Semana Santa)

  • Bajo costo de adquisición comparado con otras ciudades

  • Mercado en crecimiento, especialmente en el centro histórico

Ejemplo real:
Un departamento amueblado en el centro puede generar ingresos mensuales de $20,000 a $35,000 MXN con un costo inicial de $4 M, generando hasta un ROI del 10%-11% anual.

Ciudad de México (CDMX): Estabilidad y alta demanda de rentas

ROI promedio esperado: 6% – 9% anual

La capital sigue siendo una apuesta sólida, especialmente en zonas como Condesa, Roma, Polanco o Escandón. El mercado está saturado en algunos segmentos, pero si se elige bien, la inversión puede ser muy atractiva.

Ventajas:

  • Demanda continua de arrendamiento por estudiantes, expatriados y trabajadores remotos

  • Servicios, infraestructura y conectividad de primer nivel

  • Plusvalía constante en zonas céntricas

Recomendación:
Considera propiedades pequeñas o tipo loft que permiten una alta rotación de inquilinos y mantenimiento más sencillo.

Zonas de playa: Estilo de vida y rentas vacacionales

ROI promedio esperado: 9% – 14% anual

Destinos como Tulum, Puerto Escondido, Huatulco o Playa del Carmen ofrecen el ROI más alto del país si se manejan como renta vacacional y están bien amueblados.

Ventajas:

  • Tarifa por noche más alta

  • Alta demanda internacional durante todo el año

  • Atractivo para inversión extranjera

Ojo:
Los costos de mantenimiento, administración y competencia también son más altos. Se recomienda trabajar con un equipo local para gestión y decoración que maximice el valor percibido.

 

¿Qué factores influyen en el ROI?

✔️ Ubicación estratégica: Proximidad a atracciones, transporte y zonas comerciales.
✔️ Amueblado y diseño: Las propiedades bien decoradas tienen mejor desempeño en Airbnb.
✔️ Gestión profesional: Una administración eficiente maximiza la ocupación y reduce el desgaste.
✔️ Temporadas altas: Ajustar tarifas dinámicas mejora ingresos.

Conclusión

Si estás buscando altos retornos y proyección de crecimiento, Oaxaca y los destinos de playa ofrecen excelentes oportunidades, especialmente si piensas en rentas de corto plazo. En cambio, si buscas más estabilidad y liquidez, CDMX sigue siendo sólida para rentas largas y apreciación patrimonial.

 Consejo final: Calcula tu ROI no solo con expectativas, sino con datos reales. Y si necesitas apoyo para encontrar una propiedad rentable, en SILMÉXICO te guiamos paso a paso.

👉 ¿Quieres que te ayudemos a calcular el ROI de una propiedad específica?
En SILMEXICO te asesoramos desde el análisis financiero hasta la administración del inmueble. Escríbenos y démosle forma a tu inversión.

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What ROI Can You Expect from Real Estate Investments in Mexico?

What ROI Can You Expect from Real Estate Investments in Mexico?
What ROI Can You Expect from Real Estate Investments in Mexico?

Mayo 20, 2025

Sales Department

Investing in real estate in Mexico isn’t just about buying a beautiful property — it’s about return, profitability, and long-term strategy. One of the most important indicators to evaluate a real estate investment is ROI (Return on Investment). But what kind of ROI can you realistically expect in key markets like Oaxaca, Mexico City, or beach destinations?

What is ROI in Real Estate?

ROI measures how profitable your investment is. In real estate, it’s typically calculated as:

ROI = (Net annual income / Total investment cost) x 100

A “good” ROI varies depending on location, property type, rental strategy (long-term vs. Airbnb), and appreciation potential.

Average ROI by Location in Mexico

Mexico City (CDMX)

  • Investment type: Apartments in areas like Roma, Condesa, Polanco.
  • Long-term rental: ROI between 4% and 6% annually.
  • Short-term (Airbnb): ROI from 8% to 11%, depending on occupancy and seasonality.
  • Pros: Constant demand from professionals, students, and tourists.
  • Risks: Higher acquisition costs and growing regulations on short-term rentals.

Beach Destinations (Puerto Escondido, Tulum, Playa del Carmen)

  • Investment type: Villas, condos, and vacation rentals.
  • Airbnb (well managed): ROI between 10% and 14% annually in high-occupancy zones.
  • Appreciation potential: 6% to 9% annually in emerging areas.
  • Pros: High tourism demand and attractive lifestyle appeal.
  • Risks: Off-seasons and higher operational costs (maintenance, utilities, marketing).

Oaxaca City

  • Investment type: Colonial homes, modern condos in the city center.
  • Short-term rental: ROI from 9% to 12%, especially in historic areas like Centro and Xochimilco.
  • Appreciation: 7% to 10% annually in restored buildings and presale developments.
  • Pros: Year-round cultural tourism, limited competition in the luxury segment.
  • Risks: Lower inventory and more artisanal real estate processes.

What Factors Influence ROI?

✔️ Strategic location — Close to attractions, restaurants, and transportation.

✔️ Design & Furnishing — Well-decorated properties perform better on Airbnb.

✔️ Professional management — Maximizes occupancy and reduces wear.

✔️ Seasonal pricing — Smart dynamic pricing improves yearly returns.

Final Thoughts

If you’re looking for high returns and growth potential, Oaxaca and beach destinations offer excellent opportunities, especially for short-term rentals. On the other hand, if you prefer stability and liquidity, Mexico City remains a solid market for long-term rentals and capital appreciation.
Pro Tip: Always calculate ROI based on actual data, not assumptions. If you want support analyzing or choosing the right investment, SILMÉXICO is here to guide you every step of the way.

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Évaluation des Risques : La Clé d’un Investissement Immobilier Intelligent

Évaluation des Risques : La Clé d’un Investissement Immobilier Intelligent
Évaluation des Risques : La Clé d’un Investissement Immobilier Intelligent

5 décembre 2024

Département des Ventes

Investir dans l’immobilier est l’une des décisions financières les plus importantes que l’on puisse prendre. Cependant, le succès de cet investissement ne repose pas uniquement sur la conception ou la taille de la propriété, mais également sur des facteurs externes tels que l’emplacement et les risques associés à la zone.

Dans cet article, nous explorons pourquoi l’évaluation des risques est essentielle pour les investisseurs immobiliers et comment des événements récents, tels que l’ouragan Otis à Acapulco, les tempêtes en Floride et les inondations à Valence, en Espagne, soulignent l’importance d’une analyse approfondie des environs avant d’investir.

L’Importance de l’Évaluation des Risques

L’évaluation des risques aide les investisseurs à anticiper les défis à long terme qui pourraient affecter la sécurité et la rentabilité de leur investissement.

Par exemple, une propriété en bord de mer dans une zone touristique peut sembler attrayante en raison de la forte demande, mais que se passe-t-il si cette zone est sujette aux ouragans ? Ignorer ces facteurs peut entraîner des pertes financières importantes et des difficultés à récupérer la valeur de la propriété.

Leçons Tirées des Catastrophes Naturelles Récentes

-L’Ouragan Otis à Acapulco: Otis a surpris tout le monde en passant rapidement d’une tempête tropicale à un ouragan de catégorie 5, causant une dévastation massive à Acapulco. Cet événement souligne l’importance de prendre en compte les risques de catastrophes naturelles lors d’investissements dans des zones vulnérables. Outre les dommages à l’infrastructure, les longues périodes de récupération affectent directement la valeur des propriétés.

-Tempêtes en Floride: Les ouragans successifs en Floride rappellent également comment les catastrophes naturelles peuvent impacter le marché immobilier et les économies régionales. Ces événements ont poussé de nombreux investisseurs à reconsidérer leurs emplacements préférés et à renforcer leurs protections grâce à des assurances adaptées.

-Inondations à Valence, Espagne: Le cas de Valence montre comment le changement climatique modifie les zones auparavant considérées comme sûres. Les récentes inondations ont touché à la fois les propriétés résidentielles et commerciales, soulignant l’importance d’analyser les risques même dans des régions historiquement stables.

Principaux Facteurs à Considérer pour l’Évaluation des Risques

Lors d’un investissement immobilier, il est essentiel d’évaluer :

  1. Les données historiques sur les catastrophes naturelles
    Examinez la fréquence et la gravité des événements tels que les ouragans, les tremblements de terre et les inondations dans la région.
  2. Les infrastructures locales
    Des infrastructures solides peuvent atténuer les impacts des catastrophes. Par exemple, des systèmes de drainage efficaces peuvent prévenir les inondations graves.
  3. La disponibilité et le coût des assurances
    Dans les zones à haut risque, les assurances peuvent être coûteuses, mais elles sont indispensables. Ce facteur influence fortement la rentabilité de l’investissement.

Comment les Risques Impactent la Valeur des Propriétés

L’impact des risques sur la valeur des propriétés peut être significatif et durable :

    • Fluctuations des prix : Dans les zones touchées par des catastrophes, les prix peuvent chuter considérablement. Certains investisseurs y voient une opportunité, tandis que d’autres préfèrent éviter les zones à haut risque.
    • Changement climatique : La fréquence croissante des phénomènes météorologiques extrêmes influence les décisions d’achat et les prix du marché.

Une analyse approfondie des risques permet de prendre des décisions plus sûres et résilientes face à ces défis.

Conseils pour les Investisseurs

Avant d’investir, envisagez ces étapes :

    • Recherchez l’historique de la zone : Comprenez les catastrophes naturelles passées et l’état des infrastructures locales.
    • Consultez des experts : Un conseiller immobilier peut vous aider à identifier les risques et à choisir le meilleur emplacement.
    • Évaluez les options d’assurance : Assurez-vous que votre investissement est protégé contre les événements imprévus.

Conclusion

L’évaluation des risques garantit non seulement la rentabilité de votre investissement, mais également la sécurité de ceux qui vivront sur la propriété. Prendre des décisions éclairées basées sur l’emplacement et les risques est essentiel pour réaliser un investissement intelligent et résilient.

Êtes-vous prêt à franchir le pas dans le monde de l’immobilier? N’oubliez pas, une décision bien informée est la meilleure stratégie pour réussir.

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Risk Assessment: The Key to Smart Real Estate Investment

Risk Assessment: The Key to Smart Real Estate Investment
Risk Assessment: The Key to Smart Real Estate Investment

05 de Diciembre, 2024

Sales Department

Investing in real estate is one of the most significant financial decisions one can make. However, the success of this investment doesn’t solely rely on the design or size of the property but also on external factors such as location and the risks associated with the area.

In this article, we’ll explore why risk assessment is crucial for real estate investors and how recent events like Hurricane Otis in Acapulco, storms in Florida, and flooding in Valencia, Spain, highlight the importance of thoroughly analyzing the surroundings before investing.

The Importance of Risk Assessment

Risk assessment helps investors anticipate long-term challenges that could impact both the safety and profitability of their investment.

For instance, a beachfront property in a tourist area may seem appealing due to high demand, but what happens if that area is prone to hurricanes? Ignoring these factors can result in significant financial losses and difficulties in recovering the property’s value.

Lessons from Recent Natural Disasters

-Hurricane Otis in Acapulco: Otis shocked everyone by rapidly intensifying from a tropical storm to a Category 5 hurricane, causing massive devastation in Acapulco. This event underscores the importance of considering the risk of natural disasters when investing in vulnerable areas. Beyond the damage to infrastructure, prolonged recovery periods directly affect property values.

-Storms in Florida: Back-to-back hurricanes in Florida serve as another reminder of how natural disasters can impact both the real estate market and regional economies. These events not only forced many investors to rethink their preferred locations but also increased the need for adequate insurance to protect their investments.

-Flooding in Valencia, Spain: The case of Valencia highlights how climate change is altering areas previously deemed safe. Recent floods affected both residential and commercial properties, emphasizing the importance of analyzing risk even in historically stable regions.

Key Factors for Risk Evaluation

When considering a real estate investment, it’s essential to assess:

  1. Historical data on natural disasters
    Review the frequency and severity of events like hurricanes, earthquakes, and floods in the area.
  2. Local infrastructure
    Robust infrastructure can mitigate disaster impacts. For instance, efficient drainage systems can prevent severe flooding.
  3. Insurance availability and cost
    In high-risk areas, insurance can be expensive but essential. This factor significantly influences the profitability of an investment.

How Risks Impact Property Value

The impact of risks on property value can be significant and long-term:

    • Price fluctuations: In disaster-affected areas, prices may drop dramatically. Some investors see this as an opportunity, while others prefer to avoid high-risk zones.
    • Climate change: The increasing frequency of extreme weather events is influencing purchasing decisions and market prices.

A detailed risk analysis enables safer and more resilient decision-making in the face of these challenges.

Tips for Investors

Before investing, consider these steps:

    • Research the area’s history: Understand past natural disasters and the state of local infrastructure.
    • Consult experts: A real estate advisor can help identify risks and choose the best location.
    • Evaluate insurance options: Ensure your investment is protected against unforeseen events.

Conclusion

Risk assessment not only ensures the profitability of your investment but also the safety of those who will live on the property. Making informed decisions based on location and risk is key to achieving a smart and resilient investment.

Are you ready to take the next step in the real estate world? Remember, a well-informed decision is the best strategy for success.

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BENEFITS OF BUYING A PROPERTY IN MEXICO THROUGH A CORPORATION

By Thorvald Pazos Casas

Law degree from the Universidad Regional del Sureste, 

postulant attorney in criminal, civil, agrarian, and tax matters, 

and currently a research attorney and part of the Research Center of SILMEXICO.

The acquisition of a property in Mexico represents a choice of great importance, either for personal or investment purposes. However, have you ever considered the option of making this purchase through a company? In the following article, we will explain some of the benefits of this alternative, as well as the reason why an increasing number of people choose to purchase property in Mexico through a business entity.Undoubtedly, architecture and construction will be focused on the welfare of people and low environmental impact for the care of the environment, following this line some of the trends are as follows:

Types of companies in Mexico:

According to the Mexican Mexican law, corporations may be Civil and Mercantile. The former are organizations created for a common purpose that does not constitute commercial speculation and are based on the civil legislation of each state and the federation. While, the second ones are characterized for having a commercial purpose, so they are based on the General Law of Mercantile Corporations, each one having its own rules and a special treatment. 

In the GLMC we find different rules for corporations so that according to the specific interests of the partners and the capacity of their capital, they can choose between one of the following: Limited Company (Ltd.), Limited Liability Company (LLC.), Joint-Stock Company (JSCo.), Limited Partnership (L.P.), Limited Joint-Stock Partnership (S.K.A.), General Partnership (G.P.) and, Cooperative Society (C. S.). 

Requirements and processes to establish a legal entity in Mexico.

To establish a legal entity in Mexico the following principles must be followed:

  1. To have the idea of the type of object that the company will have.

  2. To look for the company that best fits the purpose and the capital stock.

  3. To have the number of partners required by the company.

  4. To make the articles of incorporation (clause of acceptance of foreigners).

     E. To request authorization for the use of the corporate name before the Ministry of Economy.

      F. To execute the articles of incorporation before a notary public or public broker (foreigners’ acceptance clause).

     G. Register the company before the Public Registry of Property and Commerce.

   H. To process the Federal Taxpayers Registry (R.F.C for its Spanish initials.) and generation of electronic signature (known in Spanish as e.firma) before the Secretariat of Tributary Administration (SAT for its initials in Spanish).

Knowing the different options of corporations that can be formed in Mexico, as well as the procedure to formalize them, we will answer the following question:

Buying in my own name or in the name of a corporation?

In Mexico, it is possible to acquire a property being a Mexican or foreign individual (with limitation in a “restricted zone”) or through a Mexican corporation with foreign investment, as long as in the bylaws of the corporation there is a bald clause, and the foreign partners waive the protection of their country in relation to such property.

Regulations and Alternatives.

Within the restricted zone, the acquisition of real estate properties by foreigners is prohibited, but there are alternatives for them to enjoy certain rights over the referred assets.

Outside the “restricted zone”, foreigners are allowed to acquire property, as long as they comply with the requirements:

  1. Before the Ministry of Foreign Affairs, agree to consider themselves as nationals with respect to the goods they acquire and not to invoke, therefore, the protection of their governments in relation to them.

  2. Obtain the corresponding permit from the  Ministry of Foreign Affairs (SRE for its initials in Spanis). In the case of foreigners who are nationals of countries with which the Mexican State has diplomatic relations, comply with the previous point.

Within the “restricted zone”, there are two alternatives for foreigners to enjoy rights over real estate in such area: the incorporation of a Mexican legal entity and a trust.

Benefits of buying property in Mexico.

By purchasing real estate in Mexico, a foreigner has the possibility of obtaining a residency in the country through a temporary resident visa for real estate acquisition. This visa authorizes a temporary stay in Mexico that goes beyond 180 days and does not exceed 4 years, according to the provisions of Article 107, section V of the Regulations of the Immigration Law, mentioned below: 

Article 107. The temporary residence visa referred to in section IV of article 40 of the Law, shall be issued to the foreigner who expresses his intention to remain in the national territory for a period of more than one hundred and eighty days and up to four years. The applicant must demonstrate one of the following circumstances:

V. That he/she has real estate in the national territory with a value equivalent to the amounts established in the general administrative provisions issued jointly by the Ministry and the Ministry of Foreign Affairs, which will be published in the Official Gazette of the Federation.

Companies can obtain tax benefits that are not available to individuals. For example, companies can deduct business and operating expenses from their income, which reduces their taxable income and tax burden.

Businesses have access to a wide range of financing options, such as bank loans, bond issuance, and the sale of stock. In addition, companies can raise capital from investors and shareholders, allowing them to expand and grow faster than individuals.

Unlike individuals, a business is not extinguished when one of its owners or partners dies or leaves the business. A company can continue to exist and operate regardless of changes in its ownership.

 

In summary, buying property in Mexico through a company provides a solid legal structure, flexibility, and advantages in both tax and operational terms, making it an attractive option for those seeking to maximize the benefits of their real estate investment in the country.